Terms and Conditions

AgencyBridge Partners

Effective Date: November 8, 2026

Welcome to AgencyBridge Partners. These Terms and Conditions (“Terms”) govern access to and use of the website located at https://www.agencybridgepartners.com (the “Website”), including its content, inquiry forms, and related online communications.

AgencyBridge Partners (“AgencyBridge,” “Company,” “we,” “us,” or “our”) is a Wyoming-based business focused on insurance agency acquisition origination, research, and business introductions throughout the United States.

By accessing or using the Website, you agree to these Terms. If you do not agree, you should discontinue use of the Website.

These Terms govern general Website use and do not independently establish a paid advisory, brokerage, acquisition origination, or other professional engagement. Any separately executed written agreement will govern the specific services, compensation, confidentiality obligations, and responsibilities of that engagement. In the event of a conflict, the executed agreement will control for the applicable engagement.

1. About AgencyBridge Partners

AgencyBridge Partners is an independent business acquisition origination and introduction firm specializing in privately held insurance agencies.

Our primary objective is to connect qualified acquirers with insurance agency owners who may be interested in exploring an ownership transition, acquisition, or strategic business combination.

Our services may include:

Identifying potential insurance agency acquisition opportunities.
Researching privately held insurance agencies and ownership structures.
Identifying and qualifying prospective acquisition targets.
Conducting preliminary outreach to insurance agency owners.
Connecting private-equity-backed insurance platforms, established brokerages, and strategic acquirers with potential sellers.
Facilitating preliminary introductions between interested parties.
Supporting acquisition pipeline development.
Providing market research and preliminary business information.

AgencyBridge primarily focuses on identifying opportunities and facilitating introductions. Unless separately agreed upon and legally authorized, AgencyBridge does not negotiate acquisition agreements, hold transaction funds, provide regulated investment advice, or manage transaction closings.

2. Eligibility and Permitted Use

The Website and its services are intended for individuals aged 18 or older, business owners, insurance agency executives, private-equity professionals, corporate development teams, and other authorized business representatives.

By using the Website, you represent that:

You are at least 18 years old.
You have the authority to provide information on behalf of any organization you represent.
Information submitted is accurate and not intentionally misleading.
Your use complies with applicable laws and regulations.
You will not use the Website for fraudulent, deceptive, or unlawful purposes.

AgencyBridge reserves the right to decline inquiries, restrict access, or discontinue preliminary communications where appropriate and legally permitted.

3. Nature and Scope of Services

AgencyBridge provides acquisition research, opportunity identification, preliminary qualification, and business introduction services.

Our services are designed to help prospective buyers identify potential insurance agency acquisition opportunities and assist agency owners in exploring interest from qualified acquirers.

AgencyBridge does not guarantee:

That a particular insurance agency is available for acquisition.
That an identified agency owner is willing to sell.
That a buyer will submit an acquisition offer.
That an introduction will result in substantive negotiations.
That a transaction will proceed to due diligence.
That financing or regulatory approval will be obtained.
That an acquisition will be completed.
That a particular valuation, purchase price, or investment return will be achieved.

All potential transactions remain subject to the independent decisions of the participating parties and their professional advisors.

4. Buyer Relationships and Acquisition Criteria

Prospective buyers may submit acquisition criteria, including preferred geographic markets, agency revenue, profitability, lines of business, ownership characteristics, and other investment preferences.

AgencyBridge may use this information to research, identify, and evaluate potential acquisition opportunities.

Submitting acquisition criteria does not:

Establish an exclusive relationship.
Guarantee the identification of suitable acquisition targets.
Require AgencyBridge to provide a specific number of introductions.
Create an obligation to purchase an insurance agency.
Independently establish a paid engagement.

Any paid engagement, exclusivity arrangement, acquisition origination agreement, or transaction-based compensation arrangement must be established through a separate written agreement.

5. Seller Participation and No-Obligation Policy

Insurance agency owners may contact AgencyBridge to explore potential acquisition interest, succession planning, retirement options, or ownership transition opportunities.

AgencyBridge does not charge insurance agency owners a fee merely to submit an inquiry or participate in an initial discussion.

Submitting an inquiry does not:

Obligate an owner to sell their business.
Require acceptance of an acquisition offer.
Establish an exclusive seller representation agreement.
Authorize AgencyBridge to negotiate or accept offers on the owner’s behalf.
Require the owner to proceed with a transaction.
Transfer ownership rights or control of the business.

Agency owners retain control over whether to pursue acquisition discussions and may discontinue preliminary conversations at their discretion, subject to any separately executed agreements.

Any optional valuation, financial analysis, transaction preparation, or other professional services will be governed by a separately agreed scope of work and applicable legal requirements.

6. Buyer-Paid Fees and Compensation

AgencyBridge generally intends to operate under a buyer-paid acquisition origination model.

Depending on the engagement and applicable law, compensation arrangements may include:

Acquisition research fees.
Business introduction fees.
Acquisition origination fees.
Other agreed compensation associated with permitted services.

No fee is charged solely for visiting the Website, submitting an inquiry, or providing preliminary acquisition criteria.

Any compensation arrangement must be established through a separately executed written agreement specifying:

The services to be provided.
The applicable fee structure.
The acquisition opportunities covered.
The circumstances under which compensation becomes payable.
Payment terms and deadlines.
The respective responsibilities of the parties.

AgencyBridge will not undertake regulated activities or collect compensation where doing so would violate applicable licensing, registration, or other legal requirements.

Nothing in these Terms independently establishes a transaction-based fee obligation.

7. Introductions, Non-Circumvention, and Compensation Protection

AgencyBridge invests time and resources identifying potential acquisition opportunities, researching privately held insurance agencies, contacting business owners, and facilitating qualified introductions.

Our research and introductions may provide commercially valuable information to prospective acquirers.

However, visiting the Website, submitting an inquiry, or receiving general marketing information does not independently create a non-circumvention obligation or an obligation to pay AgencyBridge a transaction fee.

Where a buyer enters into a separately executed acquisition origination agreement, that agreement may address:

Identification and documentation of introduced acquisition targets.
Applicable introduction or acquisition origination fees.
Compensation triggers and payment obligations.
Restrictions on circumventing AgencyBridge, where legally enforceable.
Acquisitions completed through affiliated or related entities.
Post-termination protection periods.
Treatment of previously known acquisition targets.
Procedures for resolving disputes concerning introduced opportunities.

Any non-circumvention or compensation rights will arise from the applicable executed agreement and governing law.

AgencyBridge recommends that applicable buyer agreements be completed before confidential acquisition opportunities or identifiable seller information are disclosed.

8. Confidentiality of Acquisition Information

AgencyBridge recognizes that potential insurance agency transactions may involve sensitive business, ownership, operational, financial, and strategic information.

We seek to handle nonpublic acquisition-related information with appropriate discretion and restrict access to individuals and service providers with a legitimate business need.

Confidential information may include:

Seller identity and ownership intentions.
Nonpublic financial performance.
Customer and carrier information.
Agency profitability and operational information.
Business valuation discussions.
Acquisition terms and transaction documents.
Business succession and ownership transition plans.

AgencyBridge may require appropriate confidentiality agreements before sharing detailed seller information.

We seek appropriate authorization before disclosing nonpublic seller information to prospective buyers.

Submitting a general inquiry does not automatically authorize public disclosure of a seller’s identity or confidential business information.

Website submissions do not independently establish a formal nondisclosure agreement. Binding confidentiality obligations will be governed by applicable law and separately executed agreements.

Users should avoid submitting highly sensitive documents through unsecured Website forms.

9. Seller Information and Authorized Disclosures

AgencyBridge may request preliminary business information from prospective sellers to assess potential buyer interest.

Submitting information does not grant AgencyBridge ownership of that information.

AgencyBridge may use submitted information for legitimate purposes associated with evaluating acquisition opportunities, communicating with the submitting party, and facilitating authorized introductions.

Detailed nonpublic information will not be intentionally distributed to prospective buyers without appropriate authorization or another lawful basis for disclosure.

Where necessary, AgencyBridge may request additional written authorization or confidentiality arrangements before facilitating further discussions.

10. Independent Due Diligence

Buyers and sellers are responsible for independently evaluating proposed transactions.

Due diligence may include:

Business financial condition.
Revenue and profitability.
Insurance carrier relationships.
Customer retention and policy concentration.
Ownership structure.
Valuation and purchase price.
Financing arrangements.
Tax consequences.
Legal and regulatory requirements.
Employee and client transition considerations.

AgencyBridge does not replace independent legal, accounting, financial, valuation, or other professional due diligence.

Each party should consult appropriately qualified advisors before entering into a transaction.

11. Accuracy of Business and Financial Information

Information concerning potential acquisition opportunities may be obtained from publicly available sources, commercial databases, business owners, prospective buyers, and other third parties.

AgencyBridge does not guarantee the accuracy, completeness, or continued availability of all information received from these sources.

Financial figures, agency valuations, revenue estimates, profitability information, and other business characteristics may be preliminary, estimated, or subject to change.

Users should independently verify material information before making acquisition, financing, or investment decisions.

Nothing published on the Website should be relied upon as a substitute for independently verified financial or legal documentation.

12. Nature of Services and Professional Disclaimer

AgencyBridge Partners operates as an independent business acquisition origination and introduction firm specializing in the insurance agency industry.

Our primary services include identifying potential acquisition opportunities, conducting market research, qualifying prospective buyers and sellers, and facilitating business introductions.

AgencyBridge does not provide legal, tax, investment, or securities advice.

Unless separately agreed upon and legally authorized, AgencyBridge does not negotiate purchase agreements, conduct regulated brokerage activities, hold transaction funds, or represent itself as a licensed broker-dealer or investment adviser.

Acquisition negotiations, due diligence, transaction structuring, financing, and closing activities are the responsibility of the participating buyers, sellers, and their appropriately qualified professional advisors.

AgencyBridge intends to perform its services in accordance with applicable federal and state laws, including any licensing or registration requirements relevant to the services provided.

The description of AgencyBridge as an acquisition origination and introduction firm does not constitute an exemption from applicable brokerage, securities, or other regulatory requirements.

13. No Agency, Fiduciary, or Exclusive Relationship

General Website use, submission of an inquiry, or preliminary communications do not independently establish an agency, fiduciary, partnership, joint venture, employment, or exclusive representation relationship with AgencyBridge.

Any such relationship, where legally permissible, must be expressly established through a separate written agreement or otherwise arise under applicable law.

AgencyBridge may communicate with multiple prospective buyers and sellers, subject to applicable confidentiality obligations, contractual restrictions, and legal requirements.

14. Independent Buyer and Seller Decisions

AgencyBridge facilitates preliminary business connections but does not control the decisions of prospective buyers or sellers.

Each party retains responsibility for its own acquisition objectives, negotiations, due diligence, transaction terms, financing, and professional advisors.

AgencyBridge is not a party to an acquisition agreement unless expressly identified as such in a separately executed written agreement.

AgencyBridge does not guarantee the financial performance, future profitability, or suitability of any acquisition opportunity.

15. Intellectual Property Rights

The Website and its original content, including text, graphics, logos, branding, design elements, research materials, and other proprietary information, are owned by AgencyBridge or used under appropriate authorization.

These materials may be protected by applicable copyright, trademark, trade secret, and other intellectual property laws.

Users may view publicly available Website content for legitimate personal or internal business purposes.

Without prior written authorization, users may not:

Reproduce substantial portions of protected Website content for commercial redistribution.
Use AgencyBridge trademarks or branding in a misleading manner.
Copy or commercially exploit proprietary acquisition databases.
Redistribute confidential research materials.
Sell or sublicense protected Website content.

Misrepresent an affiliation with or endorsement by AgencyBridge.

16. Prohibited Activities

Users agree not to:

Submit false or misleading information.
Impersonate another person or organization.
Attempt unauthorized access to the Website or its systems.
Introduce malicious software.
Interfere with Website operations.
Access or disclose confidential acquisition information without authorization.
Use Website information for unlawful purposes.
Infringe third-party intellectual property or privacy rights.
Misrepresent acquisition intentions or financial qualifications.
Use automated systems to extract protected information without authorization.

AgencyBridge may restrict access or take other lawful action in response to violations.

17. Third-Party Websites and Services

The Website may contain links to third-party websites, professional service providers, databases, or external resources.

These links are provided for convenience and do not necessarily constitute endorsement.

AgencyBridge does not control independently operated third-party websites and is not responsible for their content, availability, security, or privacy practices.

Use of third-party services is subject to the terms and policies of the applicable provider.

18. Website Availability and Modifications

AgencyBridge may modify, suspend, update, or discontinue portions of the Website or its general services at any time, subject to applicable law and contractual obligations.

We do not guarantee uninterrupted Website availability or that all content will remain current.

AgencyBridge may correct errors, update descriptions, and revise publicly available information without prior notice.

19. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Website and its publicly available content are provided on an “as is” and “as available” basis.

AgencyBridge disclaims express and implied warranties, including warranties of merchantability, fitness for a particular purpose, noninfringement, and accuracy, to the extent legally permitted.

We do not warrant that the Website will be error-free, uninterrupted, or free from all security vulnerabilities.

Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

20. Limitation of Liability

To the maximum extent permitted by applicable law, AgencyBridge and its officers, employees, contractors, and representatives will not be liable for indirect, incidental, special, consequential, or punitive damages arising from general Website use.

This may include losses relating to anticipated profits, business opportunities, acquisition negotiations, or business interruptions, where legally permitted.

Liability relating to separately contracted services will be governed by the applicable written service agreement.

Nothing in these Terms limits liability that cannot legally be limited, including liability arising from fraud, willful misconduct, or other conduct for which applicable law prohibits limitation.

21. Indemnification

To the extent permitted by law, users agree to indemnify and hold harmless AgencyBridge and its representatives from third-party claims, damages, liabilities, and reasonable expenses arising from their unlawful Website use, material violation of these Terms, or infringement of third-party rights.

This provision does not require users to indemnify AgencyBridge for its own unlawful conduct or liabilities that cannot legally be shifted.

22. Privacy and Data Protection

AgencyBridge’s collection, use, disclosure, and handling of personal information are described in our Privacy Policy.

Privacy Policy: https://www.agencybridgepartners.com/privacy-policy/

Where applicable, AgencyBridge will provide additional privacy notices, rights, and choices required by law.

23. Electronic Communications

By submitting an inquiry or contacting AgencyBridge electronically, you agree that we may respond using the contact information provided, subject to applicable communications and marketing laws.

Submitting a Website inquiry does not automatically authorize unrelated marketing communications where separate consent is required.

Users may request to stop receiving marketing communications through applicable unsubscribe mechanisms or by contacting AgencyBridge.

24. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Wyoming, United States, without regard to conflict-of-law principles, except where another jurisdiction’s mandatory laws apply.

Any dispute arising from general Website use will be subject to the jurisdiction of an appropriate court in Wyoming, unless applicable law requires otherwise.

Disputes relating to separately executed service agreements will be governed by the dispute resolution provisions contained in those agreements.

Before initiating formal proceedings, the parties are encouraged to attempt to resolve disputes through good-faith communication.

Nothing in this section eliminates rights or remedies that cannot lawfully be waived.

25. Severability

If any provision of these Terms is found invalid or unenforceable, that provision will be enforced to the extent legally permissible, and the remaining provisions will continue in effect.

26. Entire Agreement

These Terms, together with the Privacy Policy and other expressly applicable Website notices, govern general Website use.

Separate written agreements for acquisition origination, introductions, research, or professional services will control the relevant commercial engagement.

27. Changes to These Terms

AgencyBridge may update these Terms to reflect changes in business operations, Website functionality, legal requirements, or service offerings.

Updated Terms will be published on the Website with a revised effective date.

Where required by law, additional notice or consent will be provided.

Continued use of the Website following an effective update constitutes acceptance only to the extent permitted by applicable law.

28. Contact Information

For questions regarding these Terms and Conditions, please contact: